NEWAI personal finance coach

Take Control of Your Money With MoneyClarity AI

Understand where your money goes, build a realistic budget, save faster, and get simple weekly money advice made for your life.

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Dashboard/Overview
Review transactions

2 to review

$299
Safe this week

Manual income

$6,950
Income

Current month

$2,072.33
Expenses

5 active budgets

$897.67
Budgets

Needs review

2
Queue

Latest activity

Recent transactions

DateDescriptionCategoryStatusAmount
Jun 7Emergency fund transferSavingsUncategorizedReconciled-$500
Jun 7Finance courseOnline courseLearningIn progress-$39
Jun 6Streaming and softwareSubscriptionsSubscriptionsReconciled-$45
Jun 6Therapy copayClinicHealthReconciled-$85
Jun 5Electric billCity PowerUtilitiesNeeds review-$126
Jun 4Transit passMetroTransportReconciled-$93

Budgeting Apps Show Numbers. MoneyClarity AI Explains What To Do Next.

Most money apps tell you how much you spent, but they do not help you make better decisions. MoneyClarity AI turns your spending into simple advice, weekly plans, and realistic next steps.

Smart Spending Breakdown

See where your money is going and what habits are costing you the most.

9:41
Weekly Budget
Spending
Food delivery is up 22%1
#SPENDFood
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24

Weekly Money Plan

Know exactly how much you can spend this week without falling behind.

Savings
Bills

Savings Goal Coach

Save for a car, trip, apartment, emergency fund, or big purchase with a realistic plan.

Can I afford this?
Move $50 to savings today
Cut food delivery spending
Pay the highest-interest card first

Ask Anything About Money

Ask questions like "Can I afford this?" or "How do I save $500 faster?" and get a practical answer.

Save for your first car

Turn a big goal into a weekly plan you can actually follow.

Know where your paycheck goes

See the habits, bills, and small purchases that shape your month.

Pay down debt faster

Build a simple payoff path for cards, loans, and buy-now-pay-later balances.

Stop surprise spending

Spot food delivery, subscriptions, and bills before they throw off your week.

A weekly money plan you can actually follow

MoneyClarity AI turns your income, bills, goals, and spending habits into simple next steps.

Connect or enter your financesAdd income, bills, savings goals, debt, and spending habits in one simple view.
Get a personalized money plan
Follow simple weekly advice
Ask your AI coach what to do next
Weekly PlanGoal ViewPrivateSecureAI CoachSearch Money
This Week5...
You can safely spend $142 this week1
#PLANWeekly PlanBudget
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24
Food delivery is up 22% from last week1
#SPENDInsightFood
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24
Move $50 to savings today1
#AISuggestionSavings
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24
Rent and phone bill due this week1
#BILLSBills
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24
Savings Goals3...
Saved $380 this month1
#GOALEmergency Fund
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24
Car fund is 34% complete1
#CARSavings
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24
Set aside $25 after payday1
#PLANTo Do
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24
Build a $1,000 emergency fund1
#GOALSavingsBacklog
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24
Debt Payoff2...
Pay card with highest interest first1
#DEBTIn Process
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24
Avoid new buy-now-pay-later balances1
#BNPLIn Process
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24

How MoneyClarity AI Works

3 simple steps to a weekly money plan

Money Inputs

6

Add income, bills, savings goals, debt, and spending habits in one place.

IncomeBillsCardsLoansSavingsSubscriptions

AI Coach

3

Ask plain-English money questions and get simple next steps.

Can I afford this?Save fasterCut spending

Budget Tools

5

Track weekly spending, goal progress, payoff plans, and upcoming bills.

Weekly PlanGoalsDebtBillsInsights

Privacy

3

Your financial data stays private, protected, and never sold.

SecurePrivateNo data sales

Built for real money goals

Save, budget, and pay down debt with guidance written in plain English.

Private & secure
Financial data stays protected
ABCAI

We use secure connections and never sell your personal financial data.

See trust details

See how much you can safely spend this week after bills, savings, and upcoming payments.

Weekly spending planBudget better

Create a realistic path toward a car, apartment, trip, or emergency fund without guessing.

Savings goal coachSave money

Turn credit cards, loans, and buy-now-pay-later balances into a simple payoff order.

Debt payoff planPay off debt

Ask questions like 'Can I afford this?' and get an answer that uses your actual budget.

Ask anythingAI coach

Find recurring payments and subscriptions before they quietly eat into your next paycheck.

Bill trackingSpend smarter
FreeBasic budgeting and savings goalsStart with the essentialsStart free
ProAI coach, weekly plans, debt payoff, advanced insightsMore guidance when you need itExplore features

Questions

Simple answers before you start

Is MoneyClarity financial advice?

No. MoneyClarity gives educational budgeting guidance and planning support, not professional financial, legal, tax, or investment advice.

Do I need to connect a bank account?

No. You can start with manual income, bills, budgets, goals, debt, and transaction data before connecting anything.

What makes the AI coach useful?

It looks at your weekly plan, bills, goals, and spending habits so answers stay practical instead of generic.

Can I use it for debt payoff?

Yes. You can track balances, compare payoff paths, and turn the next payment into a weekly action.